First Acre Insurance

How Farm Insurance Works: A Simple Breakdown for Canadian Farmers

Partners OntarioSEO — Thu, 23 Jul 2026 16:00:19 +0000

Farm insurance can feel complicated, especially when one operation includes a home, barns, equipment, employees, contractors, storage, transportation, and business activity. For many farmers, the challenge is not just having insurance. It is understanding how coverage applies to the full operation. This guide explains how farm insurance works in simple terms, what it may cover, […]

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The Complete Guide to Farm Insurance in Canada

Partners OntarioSEO — Tue, 21 Jul 2026 19:44:37 +0000

Farm insurance can feel complicated because every farm is different with many moving parts. A grain, livestock operation, orchard, greenhouse, or custom farming business may each have different buildings, equipment, liability risks, and exposures. This guide breaks down how farm insurance works in Canada, what coverage may include, and what farmers should review when protecting their […]

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Water Risk on the Rise: Too Much, Too Little, Too Unpredictable

Tara Moir — Wed, 15 Jul 2026 15:11:35 +0000

Author: Bonnie Kluthe, VP Business Development, First Acre Insurance After more than 40 years in agricultural insurance and a lifetime on the farm, I know farmers have always managed risk. What feels different now is how quickly one risk can become another—and how little room there is between “not enough” and “too much,” especially when […]

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Farm Machinery Insurance: Breakdowns vs. Claims – What Farmers and Brokers Need to Know

Tara Moir — Wed, 01 Jul 2026 15:05:50 +0000

During planting, spraying, haying, and harvest, farm equipment is pushed hard. Long hours, changing field conditions, and narrow operating windows mean a small machinery issue can quickly become a costly disruption. For farmers and insurance brokers, one of the most important farm insurance conversations is understanding when farm machinery damage may become an insurance claim—and […]

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Robin Shufelt, CEO First Acre Insurance, Elected to CAMGA Board of Directors

Tara Moir — Thu, 28 May 2026 15:40:37 +0000

May 2026 First Acre Insurance is proud to announce that CEO Robin Shufelt has been elected to the Canadian Association of Managing General Agents (CAMGA) Board of Directors. The appointment was confirmed following CAMGA’s Annual General Meeting held on May 20, 2026. The newly appointed Board reflects the strength, diversity, and national representation of Canada’s […]

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Mental Health in Agriculture: Supporting Farmers Across Canada

Tara Moir — Fri, 22 May 2026 19:46:03 +0000

Farming is often seen as resilient, self-reliant work. But research shows many Canadian farmers report stress, burnout, and mental health challenges at rates higher than the general population. In a 2021 national survey, 76% of Canadian farmers reported moderate or high perceived stress.1 Farming is more than a profession. It is a way of life. […]

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From Lightning to Loss: How Spring Storms Trigger Costly Electrical Failures on Farms

Tara Moir — Tue, 28 Apr 2026 15:11:59 +0000

Spring storm season brings a sharp rise in lightning‑related losses across Canadian farms and many of the most expensive claims don’t start with fire — they start with electrical failure. As farms modernize, outbuildings rely more heavily on automated systems to keep people and livestock safe, productive and healthy. When storms disrupt power or damage […]

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The Farm Machinery Inventory Mistake Costing Farmers and Insurance Brokers Thousands

Tara Moir — Wed, 25 Mar 2026 15:08:49 +0000

Farm machinery is one of the most valuable assets on a Canadian farm. It’s also one of the most commonly misvalued — and the consequences rarely show up until the worst possible moment: a claim during peak season or in a rising machinery market. For farmers, an outdated machinery value can mean a devastating coverage gap when they need replacement […]

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Understanding the New CO Alarm Requirements in Ontario: A Guide for Farm Insurance Brokers and Farmers

Tara Moir — Fri, 23 Jan 2026 15:15:11 +0000

As a farm insurance broker or a farmer, staying informed about the latest changes to regulations is essential, not only for compliance but also for ensuring the safety and well-being of the community. One such critical update is the change to the Ontario Fire Code concerning the installation of carbon monoxide (CO) alarms, which could […]

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Navigating the Rising Cost of Construction: Is Your Farm Insurance Coverage Adequate?

Tara Moir — Wed, 03 Dec 2025 12:51:10 +0000

In today’s rapidly changing economic landscape, the construction industry is facing significant challenges. With the cost of building materials and labour on the rise, homeowners and farmers are finding themselves in a precarious position regarding their insurance coverage. At First Acre Insurance, we believe that staying informed and proactive is key to safeguarding your home, farm […]

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