Ask five farmers what “farm insurance” covers. You will likely get five different answers. The real answer depends on the operation, the policy, and the provider. A grain farm, a dairy, and a mixed vegetable operation with a farm stand…
Farmers often run complex operations that do not fit neatly into one category. A farm may include a family residence, agricultural production, equipment storage, employees, contractors, product movement, and commercial activity all as part of the same operation. That can…
Farm machinery is one of the most important investments on a farm. Tractors, combines, sprayers, seeders, loaders, and other machinery keep operations moving through short and demanding seasons. When a machinery claim happens, underinsurance can create serious problems. If machinery…
The weeks before harvest are some of the busiest on an Ontario farm. Machinery gets serviced. Storage gets cleared out. Extra hands get lined up for a season that leaves little room for delays. This is also the last practical…
Farm insurance can feel complicated, especially when one operation includes a home, barns, equipment, employees, contractors, storage, transportation, and business activity. For many farmers, the challenge is not just having insurance. It is understanding how coverage applies to the full…
Farm insurance can feel complicated because every farm is different with many moving parts. A grain, livestock operation, orchard, greenhouse, or custom farming business may each have different buildings, equipment, liability risks, and exposures. This guide breaks down how farm insurance…
Author: Bonnie Kluthe, VP Business Development, First Acre Insurance After more than 40 years in agricultural insurance and a lifetime on the farm, I know farmers have always managed risk. What feels different now is how quickly one risk can…
During planting, spraying, haying, and harvest, farm equipment is pushed hard. Long hours, changing field conditions, and narrow operating windows mean a small machinery issue can quickly become a costly disruption. For farmers and insurance brokers, one of the most…
Seasonal labour plays an important role in agriculture. During planting, harvest, processing, and other busy periods, many farms rely on temporary workers, contractors, family members, or volunteers to keep operations moving. While extra help can be essential, it can also…
We serve brokers and their farm clients in Alberta, Saskatchewan, Manitoba and Ontario. Get in touch with us to learn more.
© 2026 First Acre Insurance
This material is intended for promotional purposes only. Please see policy wordings for full coverage details. The actual policy governs all situations. Coverage offerings subject to individual risk eligibility and criteria.
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